LEGAL / TOS-001
REF: CMK-LEGAL-TOS · v1.0

Terms of Service

Effective date: January 1, 2026 · Entity: Elitegrowth d.o.o.

⚠ By purchasing or accessing any CMK product, you confirm that you have read, understood, and agreed to these terms in full.

01 — Parties

These Terms of Service govern the relationship between Elitegrowth d.o.o., Jaruščica 21, 10020 Zagreb, Croatia ("The Architect", "we", "us") and any individual or entity ("Customer", "you") who purchases or accesses products offered at cmk.elitegrowth.pro.

02 — Products

We offer digital information products including but not limited to: the Crowdfunding Momentum Kit (CMK), tactical playbooks, calculators, email sequences, templates, and audit services. All products are delivered digitally. No physical goods are shipped unless explicitly stated.

03 — Payment

All prices are listed in USD. Payment is processed by Paddle.com Market Limited, acting as Merchant of Record. By completing a purchase, you agree to Paddle's terms and conditions in addition to these terms. We do not store your payment information.

04 — Refund Policy

We offer a 7-day satisfaction guarantee on all digital products. If you have accessed less than 20% of the product content and it does not meet the described value, contact us at hello@crowdfundingmomentum.com within 7 days of purchase for a full refund. Audit services are non-refundable once delivery has commenced.

05 — Intellectual Property

All content, frameworks, calculators, playbooks, war stories, and materials within CMK products are the exclusive intellectual property of Elitegrowth d.o.o. Customers receive a personal, non-transferable license to use the materials for their own campaigns.

You may not:

06 — Disclaimer

CMK products provide operational intelligence based on real campaign experience. Results are not guaranteed. Campaign outcomes depend on factors outside our control including market conditions, platform algorithms, and execution quality. We do not guarantee specific revenue outcomes.

07 — Limitation of Liability

To the maximum extent permitted by applicable law, Elitegrowth d.o.o. shall not be liable for indirect, incidental, or consequential damages arising from use of our products. Our total liability shall not exceed the amount paid for the product in question.

08 — Governing Law

These terms are governed by the laws of the Republic of Croatia. Any disputes shall be resolved in the competent courts of Zagreb, Croatia.

09 — Contact

For any legal notices or questions regarding these terms:
Elitegrowth d.o.o.
Jaruščica 21, 10020 Zagreb, Croatia
hello@elitegrowth.pro